PCI DSS - Payment Card Industry Data Security Standard
PCI DSS is an information security standard designed to ensure that all companies that accept, process, store or transmit credit card information maintain a secure environment. The Payment Card Industry Security Standards Council (PCI SSC) was launched on September 7, 2006 to manage the ongoing evolution of the Payment Card Industry (PCI) security standards with a focus on improving payment account security throughout the transaction process. The PCI DSS is administered and managed by the PCI SSC (www.pcisecuritystandards.org), an independent body that was created by the major payment card brands (Visa, MasterCard, American Express, Discover and JCB.). The payment brands and acquirers are responsible for enforcing compliance, not the PCI council. It also applies to any service provider that may handle payment card information in the course of providing services to merchants or whose services may impact the security of the merchant.